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7 out of 10 graduates are now graduating with some form of student loan debt.

Additionally, you’ll get a new loan term ranging from 10 to 30 years.

Finally, if you have a solid job and a solid credit score, think about looking into a personal loan at a bank or credit union.

You might not be able to score a deal for the entire amount, but if you can get a fixed-rate personal loan to pay off some of the variable-rate student loan debt, that will offer you more stability.

Discover Card is serious about safeguarding your personal information online.

When you access your account and perform transactions on the Discover site we use 128-bit-Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing internet transactions available today.

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